Torus on Solving the $13 Billion Card Scheme Fee Problem

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Kirill Lisitsyn, Co-founder and CEO of Torus, introduces his company as a SaaS intelligence platform specializing in card payments at MPE 2026.

Torus’ core mission is to analyze payment schemes and enable customers to improve their profitability and gain transparency on their card payment economics. Lisitsyn explains that Torus is focused on solving a major headache within the payments industry: the estimated $13 billion problem created by the lack of transparency in fees charged by card schemes such as Visa and Mastercard.

Torus provides clarity across all layers of the payment ecosystem, from schemes to acquirers, PSPs, and merchants and by doing this, the platform helps merchants understand the true cost component of the pricing they receive from acquirers, which ultimately improves their financial efficiency and helps them grow.

Torus’ SaaS intelligence platform analyzes, optimizes, and predicts scheme fees, a service that helps card issuers and merchant acquirers pay lower fees and earn more per transaction. The Lithuanian FinTech is experiencing strong momentum, having recently secured investment from Goose Valley Ventures and earning recognition as one of Europe’s fastest-growing startups. When discussing the future, Lisitsyn points to scaling as the key challenge as the company currently sells to enterprise clients, the sales cycles are long. To accelerate growth, they are actively seeking channel distribution partners instead of relying solely on individual door-knocking efforts.

Finally, Lisitsyn reflects on Torus’ presence at MPE 2026, noting it is their first time exhibiting at the event. After successfully hosting a side event and investing in their presence, Lisitsyn underscores that gathering new leads is the core priority at MPE, which they view as a key European event for their specialized audience.

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