In this Predict 2026 interview, Siobhan Byron, Exeuctive Vice President, Universal Banking, Finastra gave an overview of the headline changes present in 2025, from AI to Quantum to Stablecoin. With this context, Byron explains how regulation changes are inevitable and is merely a sign of maturity, and infrastructural resilience will be a key undercurrent to success. Elaborating on the importance of infrastructure, Byron tells businesses to ask themselves two simple questions: What are you trying to achieve and where are you today? Resilience, she believes, defines the ability to enable true growth.