botim money, the financial services arm of the UAE-based messaging and fintech platform botim, has launched the digital silver investing within its in-app ‘Invest’ feature.
The new capability enables eligible users to buy, sell, and manage fractional silver holdings with an entry point of just AED10. The launch follows the successful introduction of botim’s in-app gold investing feature, expanding the platform’s precious metals suite across the UAE. Both offerings have been developed in a strategic partnership with OGold, an Emirati company focused on making precious metal ownership accessible.
Lowering barriers to entry
According to botim, the new digital silver capability is designed to lower the traditional entry barriers associated with bulk purchases and the offline handling of physical metals. Instead, users gain a simpler way to access silver through a regulated, in-app experience.
The expansion forms part of botim’s broader strategy to build out practical financial tools across its platform, sitting alongside its existing payments and remittance services.
The move into silver was prompted by the rapid adoption of the platform’s gold offering. Since its launch in August 2025, botim money’s gold investment feature has recorded 128,000 in-app gold trades, totalling an amount exceeding AED100million.
Sacha Haider, chief operating officer of Astra Tech | botim, commented on the growth: “We were the first fintech platform to announce plans for a digital gold investment portfolio within botim’s fintech ecosystem in 2023, in partnership with OGold. Since launch, fractional investing has removed traditional minimum investment thresholds that historically limited participation and driven notable growth in usage. Extended to silver and combined with botim’s ease of use and scale, this creates a seamless and inclusive pathway for users to begin investing with confidence.”
Democratising access via Silver Wakalah
Bandar Alothman, chairman & founder at OGold, highlighted the mechanics behind the new offering: “As an Emirati company, our goal at OGold is to make precious metal ownership simple, accessible, and secure for everyone. Partnering with a platform as widely used as botim allows us to extend these innovative silver-earning solutions to millions of users. This is a game-changer for democratizing access to timeless assets through Silver Wakalah, which ensures your silver is not a stagnant investment. Instead of just sitting in a vault, your silver is put to work to grow your wealth with just a few taps.”
The launch coincides with renewed global attention on silver, both as a store-of-value asset and an industrial metal. The global silver market is expected to record a sixth consecutive annual deficit in 2026, with a projected shortfall of around 67 million ounces. Meanwhile, retail investment demand is forecast to rise.
The digital silver feature is now live and available to eligible users directly through the botim app.
