At the 2026 Beijing International Automotive Exhibition (“Auto China 2026”), OS and AI technology company Banma Intelligence and Alipay today launched a new AI cockpit solution integrating Alipay AI Pay, enabling drivers to complete purchases by voice command directly from their vehicle.
“In the past two years, smart cockpits have achieved rapid advances in perception and decision-making,” said Ming Cai, Banma Intelligence Chief Product Officer. “With large models onboard, vehicles can understand user intent and make recommendations. By integrating Alipay AI Pay into our AI cockpit solution, we are removing the last friction point in the in-car smart cockpit experience – drivers simply speak to pay, no phone required.”
The new AI cockpit solution initially covers two high-frequency use cases: entertainment and travel. With just a voice command, drivers can seamlessly access AI-powered services to purchase tickets, book hotels, and order food. For example, utilizing Banma Intelligence’s Yan AI and Alipay AI Pay’s capabilities, drivers can initiate a transaction by saying “help me buy two movie tickets.” The AI cockpit system can select showtimes and seats, with drivers able to complete payment by voice confirmation.
Alipay’s security capabilities, including multi-layered risk management and real-time anti-fraud measures, also safeguard every transaction.
The solution comes at a time when intelligence has become a key focus area for major automakers. As a key component of in-car services, payment plays a crucial role in enhancing the intelligent user experience, with both automotive system providers and automakers able to integrate their services with Alipay AI Pay. The new AI cockpit solution has completed technical integration testing with major automotive OEMs, who plan to roll out this feature in their new models in the second half of 2026.
Alipay AI Pay is an AI-native payment solution introduced in 2025 that enables secure, seamless transactions through AI agents via voice command. Alipay AI Pay surpassed 100 million users in February 2026, becoming the world’s first AI-native payment product to reach this milestone. During the week of February 5-11, 2026, it processed over 120 million transactions.
As agentic commerce grows in China, Alipay AI Pay has expanded across a range of use cases — from AI agents embedded in apps and mini programs for traditional retailers such as Luckin Coffee, to AI smart glasses such as Rokid’s, consumer-facing AI applications like Alibaba’s Qwen and OpenClaw-type AI agents.
