CredAble, a global working capital technology platform, has entered into a strategic technology partnership with Citi to digitise trade finance controls and strengthen post-disbursement invoice validation across global markets.
The collaboration centers on a white-labelled solution, powered by CredAble, which integrates a verification layer directly into Citi’s digital trade loan journey. The platform is designed to validate invoices against government-backed digital public infrastructure (DPI), helping to detect inconsistencies by verifying over 10 critical fields, including invoice numbers, dates, values, and transport data.
Moving from retrospective to real-time
The partnership addresses a structurally under-digitised layer of the trade lifecycle: post-disbursement verification. By automating these checks, the solution aims to move the industry away from retrospective audits toward real-time assurance.
For corporate clients and suppliers, the integration offers a unified digital flow from invoice submission to verification. The platform provides a single administrative view that reduces manual follow-ups and improves the quality of financed invoices, ultimately leading to faster and more predictable capital flows.
Ram Kewalramani, co-founder and managing director of CredAble, commented on the strategic alignment: “This partnership goes beyond product innovation. It reflects our joint vision of making trade finance smarter, more secure, and aligned with the digital expectations of global businesses. We are proud to be Citi’s fintech partner and elevate the standard for invoice verification and supplier financing”.
Strengthening global supply chains
As supply chains become increasingly complex, the need for robust digital controls has grown. Mayank Gupta, head of Asia South and Indian subcontinent, Trade and Working Capital Solutions at Citi, stated: “As supply chains become more global and complex, digitisation is essential to deliver control and confidence at scale. Our collaboration with CredAble supports our vision of modernising trade with technology that is secure, user-centric, and built for widespread adoption”.
The platform has been engineered to meet Citi’s rigorous standards for regulatory compliance and user experience. It represents a significant step in utilizing Digital Public Infrastructure as a foundation for global trade finance, enhancing transparency and audit readiness for enterprises worldwide.
